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Loans explained - some facts that everyone should find out about
a loan...
a loan...
Interest rates are not the only thing to consider when you want a loan - but it's a good place to start. Our rates go as low as 8.9%APR variable. The absolute maximum rate you will receive is 17.9%APR variable.
How long is it before I have to start repaying my loan?
Normally it is one month after you loan has completed. We can give you up to five months before you have to repay a penny (Interest charged from opening of account).
Is the interest fixed or variable? Will it go up and down?
We can fix rates for up to five years on most of our loans, but also offer variable rates.
Can I protect my repayments?
We offer protection on all our loans and can discuss all the options available with you.
Can I pay my loan off early?
Yes. In fact most borrowers do.
If I pay a little more off than I agreed each month, is the interest lower?
Yes. Some of our loans let you do this - the quicker you pay your loan back, the less it costs you.
Is there a penalty charge for a full early settlement?
Yes there is. You can settle early and pay less interest - we encourage this.
